Burlingame Chiropractic Office
Peninsula Spine & Sports Rehabilitation has been providing Chiropractic services in San Mateo since 2002. We have recently relocated our clinic to Burlingame. We are located behind the state of the art Mills Peninsula Hospital. We are conveniently located near the Millbrae BART and CalTrain stations and between highway 101 and interstate 280. Our Medical building offers free parking and there is ample, non-restricted, street parking available.
Automobile Medical Payments
Insurance (see below)
Workers Compensation MPN (Medical Provider Network)
There may be certain cases in which our patients seek out the help of a skilled Personal Injury or Workers Compensation Lawyer to represent their rights and recover for damages. We may, at our discretion, accept a Medical Lien for services rendered. A Medical Lien is a binding legal document between your Doctor, Attorney and yourself in which your Medical Treatment costs may be differed until your case is settled or resolved.
Automobile Medical Payments
Almost all Car Insurance carriers offer Medical Payment or 'Medpay' as past of their automobile insurance policies. Most people do have Medical coverage within their own automobile insurance policies. Your auto medical coverage may also cover all of the passengers in your vehicle. Even if you are a passenger in another vehicle and you are involved in a car accident, the drivers automobile medical coverage may also apply to you or you may be able to use your own automobile medical coverage if the driver does not carry any. Please note that all Automobile Insurance carriers may have different medical coverage policy limits, coverage limits and other limitations and it is important for you to contact your Insurance Broker or Insurance Carrier. In most cases, your automobile medical payment policy will pay the Doctor directly.
Our office policy is to not bill your employer sponsored group or individual health plans for motor vehicle, automobile or car accidents, motorcycle injuries or any other injuries arising from Personal Injury claims. This is true of HSA/FSA which are forms of group or individual insurance policies. Within the State of California, we cannot legally accept your employer sponsored group or individual health plans, HSA or FSA for Workers Compensation injuries.
Third Party Insurance
For Personal Injury claims, the "Third Party" is the automobile insurance carrier that represents "the person who hit you" or "the person who is responsible for your medical bills". For example, if you are rear ended by someone who has Farmers Insurance. Farmers Insurance is your "Third Party" insurance. Typically, the Third Party insurance will attempt to contact you if they have taken responsibility for the accident ("accepted liability") and offer to cover your medical bills. Since the third party has no contract or obligation to the Doctor, they will not pay your Doctor directly. We do not accept Third Party Insurance. You may self pay and submit your receipts and medical chart for reimbursement, we will help you through this process at no charge.
Workers Compensation MPN (Medical Provider Networks)
In 2004, the State of California passed SB899 which was aimed to reforming the California Workers Compensation system. Among the many reforms that occurred were the implementation of Employer Medical Provider Networks (MPN) where Employers and/or Insurance companies could retain control of the patients medical care. Prior to 2004, except in certain cases or within certain time frames, the patient was free to see any Doctor they wanted to see and their Workers Compensation Insurance was required to pay for their treatment. As of 2004, Doctors must be part of their Workers Compensation Insurance's MPN (Medical Provider Network) in order to treat their patients, except in certain cases.
Please note that filing a false or fraudulent California workers' compensation claim is a felony subject to up to 5 years in prison or fine of up to $50,000 or double the value of the California workers' compensation fraud, whichever is greater, or by both imprisonment & fine.